The best online payment methods from Paypal to Paysafe

More and more people are making their purchases online. Feel again and again that payment information is exploited or that buyers can no longer recover their money after no one has been delivered to the wrong or defective goods.

But how can you pay safely on the internet? And how do you create the deed of balance between security and comfort?

Find out in this guide what options are available to pay online and how sure individual payment methods are. We also give some general tips on how to make shopping in a safer way.

1. Pay safe on the Internet: the first step is to choose the right shop

You have already taken a very big step to pay online if you have one Select Reliable Online Shop. Because this already minimizes the possibility of becoming the victim of a fraud or that your payment data are removed.

In large retailers such as Amazon, Zalando or Otto, they must not fear this. However, make sure you really be on the right side and the Connection to https encrypted It’s when you pay online.

In the case of smaller and unknown shops, you should be in addition to the right payment method (in which we will go later) Pay attention to the following points to pay safely on the Internet:

• Keep an eye on the seals as «trusted shops».
• Check customer experiences through the dealer.
• Check the information in the imprint (address, possibly companies behind the page, contact person). An imprint, in which this information is missing, indicates a lack of transparency and gravity.
• You should only pay in advance if you are absolutely sure that it is a small reliable entrepreneur.

Phishing: Never indicate the payment data (e.g. access or credit card) if you are requested from your bank in an alleged e-mail. These and -mail come from scammers without exception. You can find more information on Phising at the Consumer Center.

2. Different payment options on the Internet

Since there are numerous ways to pay on the internet, it is important to know how sure individual methods are. Why gIn the case of unknown shops, it is worth choosing a variant as secure as possible and, if necessary, do without comfort. In the following section, we would like to present some payment methods and, above all, go to payment with a credit card and Paypal. You can find a detailed guide for payment with Paypal, for example here.

2.1. Pay online by credit card: comfortable with limited safety

In almost all online stores you can easily pay by credit card. The advantages are obvious: After entering your data, you can pay without cash And your goods will be sent as soon as possible. Also, the credit card Accepted as a payment method almost all over the world.

However, anyone with the map data can also act on the classic credit card. For example, if people pay with an online mastercard, it will not be verified if this payment is so desired by the card holder.

Therefore, a classic credit card should generally be used only in absolutely reliable retailers. Also pay attention to safe encryption during data input. Also check your credit card regularlyBecause you can have payments that you have not made within eight weeks.

Information: A prepaid credit card is usually a bad alternative to pay online. The commissions are generally high, acceptance is significantly lower and the cards are not even more secure than other credit cards.

2.2. Pay safely on the Internet with PayPal

Due to the protection of the buyer and the seller from Paypal, it is considered one of the payment systems with maximum safety. If you as a buyer cannot agree with the seller within 180 days, the problem will be solved by PayPal within another 20 days.

Then at the latest If you have a fraud or false information, you will get your money. Furthermore, it is no longer necessary to specify when you pay with the PayPal account or credit card details.

After creating a paypal account, you can do it Collect the transfer or connect to other payment methods.

To pay with Paypal, you just have to enter your e -mail and password address. Your banking data and cards are hidden. So you can pay quickly and safely on the internet as long as nobody comes to your access data.

2.3. Further payment methods to an overview

Below we summarized the advantages and disadvantages of other common payment methods on the Internet. Based on information, you can decide which overall package it is best to pay on the internet as safe as possible.

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